What does a car service plan cover?
William Taylor
Updated on June 18, 2026
As the name suggests, a service plan covers all the costs of having your car serviced as per the stipulations of the manufacturer. Generally, this will include the labour and replacement cost of air, pollen, fuel and oil filters, cam belts, brake fluid, oil and gearbox oil, spark plugs and coolant.
Does a maintenance plan include services?
A maintenance plan covers all routine servicing (again, according to the manufacturer’s schedule), as well as cover for mechanical failures, and wear and tear. A mechanical warranty will cover mechanical failures or breakdown of parts, but will typically not cover scheduled services or wear and tear.
What does a service plan do?
Service plans offer options for used vehicles either driven beyond the manufacturer warranty or out of date for manufacturer coverage. Some could think of vehicle service plans like auto repair insurance — if you have a covered breakdown, you pay a deductible to get your vehicle fixed and back on the road.
Whats included in a full service?
What does a full car service include?
- An engine oil change and/or filter replacement.
- Checking lights, tyres, exhaust and operations of brakes and steering.
- Ensuring your engine is ‘tuned’ to run in its peak condition.
- Checking hydraulic fluid and coolant levels.
How do car service plans work?
It’s common for dealers to offer you a service plan when you’re buying a new car. This involves a one-off or monthly payment that covers the cost of a certain number of scheduled services so you don’t have to worry about large bills when the time comes.
What’s the difference between a service plan and a maintenance plan?
A Service plan is a plan that pays for your car’s services. The cover of a Maintenance plan includes labour and parts costs of servicing a car. The Maintenance plan also includes components such as the exhaust systems, engine, clutch, gearbox and electrical components.
What is the difference between service and maintenance plan?
What is covered in a maintenance plan?
A maintenance plan includes all the benefits of a service plan, but also adds protection for replacement and repair of various wear and tear parts. There are many protected parts in a maintenance plan, and some of the most important include the clutch, exhaust, battery, brake pads, steering components and engine.
Does a service plan cover mot?
Can i take a plan just for servicing? No. The plan is to cover the annual MOT and servicing.
Are brake pads included in a service?
There will be a full inspection of the brakes. This will include checking that there is enough brake fluid and that it is in good condition. The pipes which deliver the brake fluid will also be checked over and the brake pads will be monitored to see that they are the right depth.